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Our MediCare Services
Medicare Prescription Drug Plan
Medicare Prescription Drug Plan (Part D). These plans are (sometimes called “PDP’s”) that are added as drug coverage to Original Medicare, some are Medicare Cost Plans, and some are Medicare Private Fee-for-Service (PFFS) Plans
Medicare Advantage Plan
You get all your Medicare Part A and Medicare Part B coverage, and prescription drug coverage (Part D), through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called “MA-PDs.”
Medicare Supplement Plans
Those under sixty-five can expect the premium to be MUCH higher than it would be for someone over sixty-five. The premium for Plan N for a female under sixty-five in Florida would cost approximately $400 a month.
How Much Does Medigap Cost in Florida?
Carriers charge a premium each month for Medigap plans. These premiums can vary from one carrier to another. They also depend on your age, sex, and location.
The pricing method the carrier chooses to use can impact the cost. In Florida, companies must use issue age ratings or community ratings.
If going to the doctor is not a frequent occurrence, Plan N could be a money saver. But, if regular doctor visits are part of your normal activities, Plan G or F could provide more predictable costs.
Who is Eligible for Medicare in Florida?
When you turn sixty-five and have Part B, you can enroll in a Medigap plan. Each beneficiary gets a 6-month Medigap Open Enrollment Period to select a plan and avoid underwriting. Delaying enrollment could result in the inability to enroll in a Medigap plan in the future. You can still enroll in a plan outside your OEP, but your health could impact your premiums.